Persons using the information made available on the website of Liberty Foundation for 3a Retirement Savings (the “Liberty Website”) expressly accept and agree to be bound by the following terms and conditions. Special agreements with regard to individual products and services of Liberty Foundation for 3a Retirement Savings (“Liberty”) apply in parallel with these terms and conditions; in case of discrepancy, the special agreements take precedence.

The information published on the Liberty Website does not constitute a recommendation, offer or invitation to buy or sell investment instruments, or to carry out or conclude any legal transaction.

The information and opinions contained on this website are for your personal use and general information only, and are subject to change without notice. Liberty makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, validity or reliability of the information and opinions contained or expressed on the Liberty Website. In particular, Liberty has no obligation to remove from the website information that is no longer valid or up to date, or to expressly label any such information as such.

The information contained on this website is not intended to serve as financial, legal, fiscal or any other type of decision-making or consulting tool, nor should any investment or other decision be taken in sole reliance upon such information. Readers are advised to seek expert guidance.

Future investment performance cannot be extrapolated from past trends, i.e. investment values may rise or fall.  Market prices fluctuate and Liberty cannot guarantee that invested capital will be preserved or increased.

Liberty declines any liability whatsoever for any loss or damage including, without limitation, indirect or consequential loss or damage, arising out of, or in connection with, the use of this website or the links to other websites included on it.

Moreover, Liberty shall in no event be liable for any manipulations of the user's computer system by unauthorised parties. Liberty expressly draws the user's attention to the risk and possibility of viruses and targeted hacking attacks. To combat viruses, we recommend that you use current browser versions and that you regularly update your anti-virus software. Emails from unknown sources and unannounced e-mail attachments should basically not be opened.

Through this website you are able to link to other websites which are not under Liberty‘s control.  Liberty has no influence whatsoever over those websites, and assumes no responsibility for the reliability, completeness or lawfulness of their contents, or for the offers and services contained therein.

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