Liberty offers persons who are planning to leave Switzerland permanently and who are members of an occupational pension plan (2nd pillar) efficient service at favourable terms in a tax-friendly environment.

Efficient, because all our vested benefit account opening, transfer and pay-out processes are standardised, automated and online.

Tax friendly, because your vested pension benefits will be taxed at a special rate when you cash them in. Once you can show that you have permanently given up your residence in Switzerland, you will only be subject to withholding tax. The withholding tax rate depends on where the Foundation holding your pension assets is based. Liberty Foundation for Vested Pension Benefits has its registered office in Schwyz, the canton with the lowest withholding tax rate in Switzerland.

Favourable terms, because the opening and keeping of vested benefit accounts on our books is free of charge.

Given the tax-friendly environment in Schwyz, Liberty Foundation offers advantageous terms and conditions in many cases.

Thanks to Liberty's website withholding tax calculator, you can calculate your potential savings using the indications contained in your pension scheme certificate.

Withholding tax calculator