Liberty Invest
Investment options
Through Liberty Invest, we offer our clients attractive, customised investment options for their vested pension benefits. Being independent, we work with a number of different banks and investment foundations which guarantees the best possible solutions for our clients and partners.
Cash Invest
You have a choice of investment options starting from CHF 100 000 in assets. In addition to the conventional account solution, you can invest your vested pension benefits in certificates of deposit or time deposits. This type of investment is privileged in case of bankruptcy. You can invest your vested benefits directly or through a consultant. Our partner banks offer you attractive terms and conditions.
SecureBond Invest
With pension assets of CHF 100 000 or more, you can choose to invest in Swiss bonds with a direct or indirect federal or cantonal guarantee and in Swiss mortgage bonds. Bonds issued by a cantonal bank which has an unlimited guarantee from the canton qualify as bonds with an indirect guarantee, for example. You can invest your vested benefits directly or through a consultant. Our partner banks offer you attractive terms and conditions.
BVG Fund Invest
Starting from one franc, you can basically invest in any BVG/LPP-compliant investment fund listed on our website. Through BVG Fund Invest, you can compose your own portfolio with up to 5 BVG/LPP-compliant investment funds. You can invest your vested benefits directly or through a consultant. Our partner banks offer you attractive terms and conditions.
Multi Fund Invest
From CHF 250 000, you can customise your investments and can choose any of the investment funds authorised for distribution in Switzerland. Cash Invest and SecureBond Invest can be combined at any time. You can manage your pension assets directly or through a consultant or you can have them managed by any asset manager under FINMA regulatory oversight and accredited with Liberty (banks, securities brokers, fund managers and asset managers of Swiss collective investments). Our partner banks offer you attractive terms and conditions.
Direct Invest
From CHF 750 000, you can choose individual direct investment solutions. However, the investment strategy has to be implemented in the framework of an asset management mandate with a bank, securities broker, fund manager or asset manager of Swiss collective investment units (KAG/LPCC) licensed by FINMA. As the client, you remain in charge of the strategic decisions and restrictions.
Thanks to this unique investment platform, our clients and sales partners can take advantage of the preferred conditions negotiated with nearly all our partner banks and investment funds. Those terms and conditions are otherwise available only to institutional investors. This significant advantage should have a positive effect on your performance over time. Your pension assets are thus attuned with your general financial situation, maximising performance on your retirement savings capital.
Investing in securities only makes sense if you have the necessary capacity for risk and are prepared to take a medium to long-term perspective. Normally, the higher the share of variable-yield and foreign currency investments, the higher the risk of price fluctuations. When you invest your pension assets in securities, you are not entitled to a minimum interest rate or to any asset-value guarantees. The client alone bears the investment risk.
To satisfy growing demand, we shall continue to expand our offer of investment solutions for your pension assets. New partners and investment products will be regularly presented on this site.
We remain at your disposal to advise and assist you in your choice.
